Before I'm married I feel my financial are quit ok means I still have balance and enjoy my life. May be because I'm staying with my sister. I just gave her RM100 per month to pay telephone bill. However after I'm married I'll need to plan it nicely.
When I'm was single I'm never wait end of the month whereby salary credited to my bank account. This is very different when I'm married and have kids. I will be happy when come to month end especially on 25th. Every time salary has been credited to my bank account, first day or second day I'll withdraw money and started to pay a debt such as: credit card payment, housing loan, car loan, children education fees, hp bill, etc....
After make a payment to this such things the balance will be using for day to day until next salary.
I'm very proud because I never over spend and borrow money from anyone eventhough from my husband. My kids need will be fullfill and make sure they are happy. Once a month I'll bring them to KFC or Pizza Hurt.
But now I'm very happy because I'm not depend on my salary but on my own income. Beside my blog I also involved in MLM biz.
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